Platform Features
Discover the powerful tools that make Mosaic Investing unique
🎯 Fully Personalized Portfolios
Every portfolio is crafted to match your unique investment philosophy, values, and goals. We go beyond generic risk questionnaires to understand what truly matters to you.
- ESG and sustainable investing options with detailed impact tracking
- Sector-specific themes like clean energy, biotechnology, or artificial intelligence
- Dividend-focused strategies for income generation
- Growth-oriented portfolios for capital appreciation
- Exclude specific companies or entire industries that don't align with your values
- Custom geographic allocation preferences (US, international, emerging markets)
- Integration of your existing holdings and 401(k) for holistic portfolio management
🤖 Powered by AI
Our advanced artificial intelligence technology makes institutional-grade investment management accessible to individual investors through sophisticated automation and analysis.
- Machine learning algorithms that analyze thousands of stocks and ETFs in real-time
- Natural language processing for conversational portfolio creation
- Automated rebalancing based on market conditions and your preferences
- AI-driven tax-loss harvesting to optimize after-tax returns
- Predictive analytics for portfolio optimization and risk management
- Continuous learning from market data and user preferences
- Intelligent alerts and recommendations based on your portfolio performance
🛡️ Trust & Transparency
Complete visibility into every aspect of your investments. We believe you have the right to understand exactly where your money is invested and why.
- Detailed breakdown of every holding in your portfolio with rationale
- Real-time fee disclosure with no hidden charges or markups
- Open-source methodology documentation for our investment algorithms
- Regular performance reporting with clear, jargon-free explanations
- Direct access to your investment data and ability to export at any time
- Fiduciary standard - we're legally bound to act in your best interest
- Independent third-party custody through established financial institutions
💰 Save Money
Keep more of your investment returns with our low-cost structure and tax-efficient strategies designed to maximize your wealth over time.
- Zero advisory fees - no percentage-based management fees
- No account minimums or balance requirements to get started
- Commission-free trading on all supported securities
- Advanced tax-loss harvesting to reduce your tax burden
- Asset location optimization across taxable and retirement accounts
- Low-cost ETF selection to minimize expense ratios
- No rebalancing fees or transaction costs for portfolio adjustments
📊 Fractional Shares & Direct Indexing
Access expensive stocks and customize broad market exposure with cutting-edge fractional investing and direct indexing technology.
- Own fractional shares of high-priced stocks like Amazon, Google, and Tesla
- Direct indexing: own individual stocks instead of ETFs for maximum customization
- Customize popular indexes (S&P 500, NASDAQ) by excluding specific companies
- Maintain broad market diversification while expressing your values
- Enhanced tax benefits through individual stock ownership vs. fund ownership
- Automatic dividend reinvestment in fractional shares
- Seamless rebalancing across fractional positions
✨ Simple & Easy to Use
Sophisticated investing made simple. Our intuitive platform handles the complexity while you focus on your goals and watch your wealth grow.
- One-time setup with conversational AI that learns your preferences
- Automated portfolio management - set it and forget it
- Clear, visual dashboard showing your performance and holdings
- Mobile app for tracking your investments on the go
- Plain-English explanations for all investment decisions and recommendations
- 24/7 customer support with real humans, not just chatbots
- Educational resources and market insights to help you learn as you invest
Ready to Experience These Features?
Join Mosaic Investing today and start building your personalized investment portfolio.
Get Started Now